Flair Airlines — DC Pension Estimator

Career inputs

Current age — 30

Upgrade to Captain at year of service 8

Annual block hours 900 hrs

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Contributions — tiered by years of service (1:1 matched)

Years of service	Pilot	Employer	Total
Less than 5	3%	3%	6%
5 through 10	4%	4%	8%
10 through 20	6%	6%	12%
Greater than 20	7%	7%	14%

Return & wage assumptions

Gross return (accumulation) 7.0%

Fund MER 0.55%

Annual wage escalation 2.50%

DC balance at 65

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Total contributed

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pilot + employer

Peak annual salary

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Career earnings

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base salary only, to age 65

DC balance Cumulative contributions Annual salary (right axis)

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Pay scale reference — Flair 2026 (B737NG/MAX, ×1.0609 from 2024)

First Officer (12 years)

Captain (12 years)

Pay rates from Flair Airlines 2026 CBA (B737NG/MAX fleet), calculated as 2024 rates × 1.0609. Annual salary based on 75 hr/month minimum guarantee × 12. All projections assume hiring at year-1 of service. FO salary caps at year-10–12 rate until Captain upgrade; Captain scale resets to C-1 at upgrade regardless of FO seniority. DC contributions are mandatory and tiered by years of service: 6% total (years 1–4), 8% (years 5–10), 12% (years 11–20), 14% (years 21+), matched 1:1 by employer. Annual wage escalation compounds on top of the published 2026 scale. Projections are illustrative only and do not constitute financial advice.